Do you still have the same haircut you had when you were in school? Is your breakfast choice based on which cereal box has the coolest mascots on it? Are you still wearing your high school jumper to the gym? If your answer to any of these questions was a horrified “no!” then we’ve got [...]
The end of the financial year is always a busy time, whether you’ve been hanging out to do your tax return for months, or are struggling to piece together random receipts and paperwork at the last minute. However, it’s also a good time to review your financial affairs more broadly. After all, the best planning [...]
The Australian Government has made it possible for you to keep working while drawing down some of your superannuation benefits. The strategy, called transition to retirement, allows you to supplement your salary and maintain your lifestyle. You can also use the strategy to save tax and boost your super before you retire. There are two [...]
Centrelink offers a range of financial benefits to help parents manage the cost of raising kids. And if you’re a single parent, you might even be eligible for additional financial support. This cheat sheet will give you an idea of which benefits you’re entitled to and how much they’re worth. Being a parent is a [...]
Rising property prices have made it harder for young people to get into the property market than it was for previous generations. Here’s how you can lend your kids a helping hand – without necessarily having to put up all the cash yourself. Recent statistics show that just over half of 20–24 year olds and [...]
If you are the one of many wanting to achieve home ownership but are unsure of how much you will need and unsure how you will achieve saving a sufficient deposit there are a number of things you are able to do to help yourself achieve the desired deposit amount. It is important that you [...]
When you’re young and living life to the full, it can be tempting to see your credit card as a bottomless well of money. And faced with higher living costs than previous generations – not to mention the lure of online shopping – many young people find themselves spending beyond their means on a regular [...]
Becoming a parent brings a world of joy into your life, but it can also put a strain on your household finances. So if you’re planning to take time off work to look after your little one, make sure you’re financially prepared. Although the prospect of taking months off work to look after a newborn [...]
With so many different life insurance products available on the Australian market, it’s easier than it has ever been before to take out a policy with a pre-existing medical condition. Illness or injury is no longer a barrier to protecting yourself and your family and a good insurance policy can save you money in medical [...]
Did you know that hundreds of people each day in Australia are unintentionally cancelling their life insurance! Why is this happening? This is occurring due to the popularity and growth of self-managed super funds (SMSF’s). An SMSF is a private superannuation fund you manage yourself, regulated by the Australian Taxation Office. SMSFs can have up [...]
